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Financial Guide

PhilHealth for OFW Dependents: Complete 2026 Guide

How to enroll your children as PhilHealth dependents, what is covered, and how to ensure your family can access benefits while you are abroad.

PhilHealth Case Rates for Common Children's Diseases

ConditionPhilHealth Case RateTypical Hospital BillPatient Balance (est.)
Dengue (mild)₱9,000₱15,000-₱30,000₱6,000-₱21,000
Dengue (severe)₱16,000₱40,000-₱100,000₱24,000-₱84,000
Pneumonia (mild)₱15,000₱20,000-₱50,000₱5,000-₱35,000
Pneumonia (severe)₱32,000₱60,000-₱150,000₱28,000-₱118,000
TB (Category I)₱4,000₱10,000-₱30,000₱6,000-₱26,000
Typhoid fever₱11,000₱20,000-₱40,000₱9,000-₱29,000
Appendectomy₱19,000₱40,000-₱80,000₱21,000-₱61,000
Febrile seizure₱7,000₱15,000-₱30,000₱8,000-₱23,000

Case rates are fixed PhilHealth payments. Patient balance depends on actual hospital charges. Government hospitals have lower bills. HMO can cover the balance.

How to Enroll Your Child as PhilHealth Dependent

1

Prepare required documents

PSA birth certificate of child, your PhilHealth ID or MDR (Member Data Record), marriage certificate (for spouse enrollment), and valid ID.

2

Update your MDR (Member Data Record)

Log in to ePhilHealth portal (ePhilHealth.philhealth.gov.ph) and update your MDR to add the child as dependent. Or authorize a family member in the Philippines with an SPA to do this at any PhilHealth office.

3

Ensure contributions are current

Pay at least 3 months of contributions within the 6 months before any hospitalization. Pay through PhilHealth offices, accredited banks (BDO, BPI, Metrobank), or online (GCash, PayMaya, Bayad Center).

4

Keep a copy of the MDR

Print or save a digital copy of the updated MDR showing your child as dependent. The caregiver will need this at the hospital.

Frequently Asked Questions

Disclaimer

PhilHealth coverage and case rates are subject to change. Always verify current rates with PhilHealth directly. This guide is for general information only. Contact PhilHealth hotline 1-800-10-441-7442 for specific inquiries.

🆘 Emergency Child Health Advisor

MAIA AI · Available 24/7 · Not a substitute for emergency care

LIFE-THREATENING EMERGENCY? Call 911 or go to the nearest hospital immediately. Do not wait for AI guidance.

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